General Policies, Procedures, And Conditions

1- All goods and services are to be sold for your regular price, at full trade. No part cash transactions will be approved for transactions under $2000.00.

2- Hotel reservations must be requested using the hotel accommodation form. Phone requests will not be accepted. There is no additional charge for this service if the form is submitted 10 days prior to check-in date for local and 14 days for out of town reservations. Reservations are non-cancelable once confirmed. There is a $10.00 cash fee for reservations requested with less than 10 days notice if confirmations are given.

3- Accounts more than 90 days in arrears on fees due will be terminated and all barter dollars in the account will become the property of Private Money Bank to satisfy cash fees due.

4- Accounts with fees due more than 30 days will incur a past due fee of $15.00 cash and all purchases will be suspended until fees are current.

5- Statements are sent out the first day of each month for the previous months activity.

6- A list of current available client services is available on our web sight at http://www.aaabarter.com. If you do not have access to the web site a list will be sent out to you on request.

7- Any scrip requested by a client, which has to be mailed by Private Money Bank will be mailed 1st class mail and the client is responsible for the scrip once it is mailed. If the member requests mailing by another means, Fedex, Airborne, or any other overnight service the customer must supply their account number for billing purposes. If you request shipping by priority mail or certified mail the cost in cash will be billed to your cash due account.    

8- Any account with a negative barter balance will be charged a fee equal to .833% of that balance each month, in barter.  (10% per annum)

9- Disputes between members will be settled by Private Money Bank only if members involved agree to the decision of Private Money Bank being binding on all  parties involved.

10- All information contained on the Private Money Bank website is intended for member use only. Giving access to this information to any third party will subject your account to being immediately terminated.

                                                                                                            12/31/2002